Terms and Conditions

1. Introduction

Welcome to Harris Multi Service (“we,” “our,” or “us”). These Terms and Conditions govern your access to and use of our website, harrismultiservice.com, and all related subdomains, content, services, and products available through the site (collectively, the “Website” or “Services”).

By using our Website or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you are using our Services on behalf of an organization, you are agreeing to these Terms on behalf of that organization, and you represent and warrant that you have the authority to do so.

2. Definitions

In these Terms and Conditions, unless the context otherwise requires:

“Content” means all text, images, photos, audio, video, information, data, and other materials on our Website.
“Course” means any educational program, class, workshop, or similar instructional service provided by us.
“Intellectual Property” means any patents, trademarks, service marks, trade names, domain names, logos, designs, copyrights, moral rights, database rights, trade secrets, know-how, and any other intellectual property or proprietary rights.
“Personal Information” means information that can be used to identify you as described in our Privacy Policy.
“User” means any individual who accesses or uses our Website or Services.
“User Content” means any content, materials, or information that you submit, post, or display on our Website.

3. Acceptance of Terms

By accessing or using our Website or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy, which is incorporated by reference. If you do not agree to all of these terms, you are not authorized to use our Website or Services.

We reserve the right, at our sole discretion, to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms and Conditions. It is your responsibility to review these Terms and Conditions regularly.

4. User Eligibility and Account Registration

Eligibility

Our Services are available only to individuals who are at least 16 years old. If you are under 18 years old, you may only use our Services with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms.

Account Registration

Some features of our Website and Services may require you to create an account. When registering for an account, you agree to provide accurate, current, and complete information about yourself. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You agree to:

Notify us immediately of any unauthorized use of your account or any other breach of security
Ensure that you log out of your account at the end of each session when accessing our Services on a shared device
Not share your account credentials with any third party
Not create more than one account, unless explicitly permitted

We reserve the right to disable any user account at any time if, in our opinion, you have failed to comply with these Terms and Conditions or if we believe your account is being used fraudulently.

5. Services Description

Harris Multi Service provides various services, which may include but are not limited to:

Educational courses and training programs in entrepreneurship, business development, and language skills
Merchant services and payment processing solutions
Website, logo, and branding design services
Business consulting and advisory services
Online resources, tools, and educational content

Service Availability

We strive to ensure that our Website and Services are available at all times. However, we do not guarantee that our Website or Services will always be available, uninterrupted, or error-free. We reserve the right to suspend, withdraw, or restrict the availability of all or any part of our Website or Services for business and operational reasons without notice.

Course Enrollment and Completion

When you enroll in a course, you gain a limited, non-exclusive, non-transferable license to access and participate in the course. Course materials are provided for your personal, non-commercial use only. Enrollment in a course does not guarantee completion or certification. To receive a certificate of completion, you must satisfy all course requirements as specified in the course description.

6. Payment Terms

Fees and Payments

The fees for our Services are displayed on our Website or otherwise communicated to you prior to enrollment or purchase. All fees are quoted in US Dollars unless otherwise specified. We reserve the right to change our fees at any time, but such changes will not affect services already purchased.

When making a purchase, you agree to pay all fees and applicable taxes in full. Payment must be made using one of our accepted payment methods. By providing your payment information, you represent and warrant that you are authorized to use the designated payment method.

Recurring Payments

Some of our Services may involve recurring payments. By signing up for such Services, you authorize us to charge your payment method on a recurring basis until you cancel or we terminate the Service. You can cancel recurring payments at any time by contacting us or through your account settings, but no refund will be provided for the current billing period.

Refunds

Our refund policy varies depending on the Service:

Courses: For courses, you may request a full refund within 14 days of enrollment if you have not completed more than 20% of the course content.
Design Services: For design services, refunds are available only if we have not commenced work on your project. Once work has begun, you may request revisions according to the package you purchased.
Merchant Services: Refund policies for merchant services and payment processing are outlined in the specific service agreement.

All refund requests must be submitted in writing to our customer support team. We reserve the right to deny refund requests that do not comply with our policies.

7. User Conduct

When using our Website and Services, you agree not to:

Violate any applicable laws, regulations, or these Terms and Conditions
Infringe upon the rights of others, including intellectual property rights
Use our Services to transmit any harmful code, malware, or data that may damage or disrupt our systems
Interfere with or disrupt the integrity or performance of our Website or Services
Attempt to gain unauthorized access to our systems, user accounts, or related information
Collect or harvest any personally identifiable information from our Website
Use our Website or Services for any unauthorized commercial purposes
Impersonate any person or entity, or falsely state or misrepresent your affiliation with a person or entity
Post or transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable
Use our Website or Services to promote any illegal activity or to distribute content that may harm minors
Engage in any activity that restricts or inhibits any other user from using or enjoying our Website or Services

We reserve the right to investigate and take appropriate legal action against anyone who, in our sole discretion, violates this provision, including removing the offending content, suspending or terminating the account of such violators, and reporting them to law enforcement authorities.

8. Intellectual Property Rights

Our Intellectual Property

The Website and its content, features, and functionality are owned by Harris Multi Service and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent. All other trademarks, registered trademarks, product names, and company names or logos mentioned on our Website are the property of their respective owners.

License to Use Our Content

Subject to your compliance with these Terms and Conditions, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Website and Services for your personal, non-commercial use. This license does not include:

The right to reproduce, distribute, publicly display, or publicly perform our content
The right to modify, create derivative works from, or commercially exploit our content
The right to use any data mining, robots, or similar data gathering and extraction methods

Any use of our Website or its content not expressly permitted by these Terms and Conditions is a breach of these Terms and may violate copyright, trademark, and other applicable laws.

Course Materials

All course materials, including videos, texts, graphics, images, and other content, are protected by copyright and other intellectual property laws. You may not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, create derivative works of, sublicense, or otherwise transfer or use any course material unless we give you explicit permission to do so.

User Content

By submitting, posting, or displaying content on or through our Website or Services, you grant us a worldwide, non-exclusive, royalty-free, fully paid-up, transferable, sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such content in connection with providing and promoting our Services.

You represent and warrant that:

You own the content you post or have the right to grant the rights and licenses in these Terms
The posting and use of your content on or through our Website does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person

9. Third-Party Links and Content

Our Website may contain links to third-party websites, services, or resources that are not owned or controlled by Harris Multi Service. We do not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services.

If you access a third-party website from our Website, you do so at your own risk, and you understand that these Terms and Conditions and our Privacy Policy do not apply to your use of such sites. You expressly relieve us from any and all liability arising from your use of any third-party website, service, or content.

Additionally, your dealings with or participation in promotions of advertisers found on our Website, including payment and delivery of goods, and any other terms, are solely between you and such advertisers. You agree that we shall not be responsible for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on our Website.

10. Disclaimer of Warranties

YOUR USE OF OUR WEBSITE, SERVICES, AND CONTENT IS AT YOUR SOLE RISK. THE WEBSITE, SERVICES, AND CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE MAKE NO WARRANTY THAT:

THE WEBSITE OR SERVICES WILL MEET YOUR REQUIREMENTS
THE WEBSITE OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE OR SERVICES WILL BE ACCURATE OR RELIABLE
THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE WEBSITE OR SERVICES WILL MEET YOUR EXPECTATIONS
ANY ERRORS IN THE WEBSITE OR SERVICES WILL BE CORRECTED

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE OR SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH OR FROM THE WEBSITE OR SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS AND CONDITIONS.

11. Limitation of Liability

IN NO EVENT SHALL HARRIS MULTI SERVICE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE WEBSITE OR SERVICES
ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE WEBSITE OR SERVICES
ANY CONTENT OBTAINED FROM THE WEBSITE OR SERVICES
UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

IN NO EVENT WILL OUR AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE WEBSITE OR SERVICES EXCEED THE GREATER OF (A) THE TOTAL AMOUNT PAID BY YOU TO US IN THE SIX (6) MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE LIABILITY, OR (B) $100 USD.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

12. Indemnification

You agree to defend, indemnify, and hold harmless Harris Multi Service, its officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from:

Your use of and access to the Website or Services
Your violation of any term of these Terms and Conditions
Your violation of any third-party right, including without limitation any copyright, property, or privacy right
Any claim that your User Content caused damage to a third party

This defense and indemnification obligation will survive these Terms and Conditions and your use of the Website or Services.

13. Termination

We may terminate or suspend your account and bar access to the Website or Services immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of these Terms and Conditions.

If you wish to terminate your account, you may discontinue using our Services and contact us to request account deletion. All provisions of these Terms and Conditions which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Upon termination, your right to use the Website and Services will immediately cease. If your account is terminated due to your breach of these Terms and Conditions, you may not re-register or create a new account under a different name, email, or identity.

14. Governing Law and Dispute Resolution

Governing Law

These Terms and Conditions and any dispute arising out of or related to these Terms and Conditions or your use of the Website or Services shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to these Terms and Conditions, or the breach, termination, or validity thereof, shall be resolved as follows:

Informal Resolution: Before filing a claim, you agree to try to resolve the dispute informally by contacting us. We’ll try to resolve the dispute informally by contacting you via email. If a dispute is not resolved within 30 days of submission, you or we may bring a formal proceeding.
Arbitration: Any dispute that cannot be resolved informally shall be resolved by binding arbitration. The arbitration will be conducted by a single arbitrator in accordance with the American Arbitration Association Commercial Arbitration Rules. The arbitration shall take place in New York, New York, unless you and we both agree to a different location. The arbitrator’s award shall be final and binding on all parties.
Exceptions: Nothing in these Terms and Conditions will be deemed to waive, preclude, or otherwise limit the right of either party to: (a) bring an individual action in small claims court; (b) pursue an enforcement action through the applicable federal, state, or local agency if that action is available; (c) seek injunctive relief in a court of law; or (d) file suit in a court of law to address an intellectual property infringement claim.

Class Action Waiver

Any proceedings to resolve or litigate any dispute in any forum will be conducted solely on an individual basis. Neither you nor we will seek to have any dispute heard as a class action or in any other proceeding in which either party acts or proposes to act in a representative capacity. No arbitration or proceeding will be combined with another without the prior written consent of all parties to all affected arbitrations or proceedings.

15. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. We will provide notice of any material changes by posting the new Terms and Conditions on our Website and updating the “Last Updated” date at the top of this page. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website or Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Website or Services.

16. General Provisions

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and us regarding our Website and Services and supersede any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us.

Severability

If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable by a court or tribunal of competent jurisdiction, the provision shall be deemed severable, and the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired.

Waiver

Our failure to enforce any right or provision of these Terms and Conditions will not be considered a waiver of those rights. The waiver of any such right or provision will be effective only if in writing and signed by our authorized representative. No waiver of any breach or default shall be deemed a waiver of any subsequent breach or default.

Assignment

You may not assign or transfer these Terms and Conditions, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms and Conditions without such consent will be null and of no effect. We may assign or transfer these Terms and Conditions, at our sole discretion, without restriction.

Headings

The section titles in these Terms and Conditions are for convenience only and have no legal or contractual effect.

Notices

Any notices or other communications provided by us under these Terms and Conditions, including those regarding modifications to these Terms and Conditions, will be given by posting to the Website or via email. You agree that such electronic communications satisfy any legal requirement that such communications be in writing.

17. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Harris Multi Service
291 Buffalo Avenue,
Brooklyn, NY 11213
Email: legal@harrismultiservice.com
Phone: (929) 294-5673